NMIMS
Global Access
School for Continuing Education (NGA-SCE)
Course: Treasury Management in Banking
Internal Assignment Applicable for December 2021 Examination
1.
Historically, only larger Banks had the strength of providing Treasury products
& services. Now even smaller banks are into it in a strong way. Enumerate
and describe at least 5 purposes for which a Bank Treasury exists (10 Marks)
2. The
organization structure of a Bank’s Treasury unit involves designing of its
operations across Front office, Mid-office, and Back office. Describe each of
these three operating arms in terms of its nature, purpose / objectives, and
the skills / qualifications of the people employed in these 3 operating arms
(10 Marks)
3.
Assume that you are one of the advisors to customers on Payment options.
a.
There are multiple Electronic Payment options available in India. What
electronic payment option will you recommend for the following
1. A
Corporate customer (ABC automobiles Limited) wants to pay dividend of varying
amounts to its 10,000 shareholders. ABC Automobiles maintains a current with
SBI, Kolkatta.
2. A
Retail Bank customer (Mr Gupta) wants to make monthly repayment (EMI of Rs
15,000 per month) towards Housing Loan taken from Punjab National Bank, Pune
whereas the customer has his Savings Bank account with HSBC Bank, Mumbai3. A
customer, Mr Raju who has a Savings Bank account with ‘Indian Bank’ Chennai
wants to make a one-off payment of Rs 10,000 urgently to Mr Alex who has a
Savings Bank account with Citi Bank Mumbai.
4. A
corporate customer, ABC automobiles Limited that has a Current account with
‘Bank of India’ Bangalore wants to pay a sum of Rs 1 crore urgently to another
company called XYZ automobiles who has a current account with State Bank of
India, New Delhi.
(5 Marks)
b. For
each of the 4 items listed above, as an advisor, what will be your high-level
advice on the process involved and the benefits to the payer and the
beneficiary (5 Marks)
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